Personal Banking Accounts

Regular Checking
Low monthly service fees, unlimited check writing, and your choice of a regular ATM Card or Visa® Debit Card.

Interest Checking
Allows you to earn interest at competitive rates while still maintaining the ability to write checks.

Health Savings Account
A medical savings account for people in a high-deductible health plan.

Senior Advantage
Our Senior Advantage account is for those who have celebrated 55-plus years. This account earns intest at competitive rates and provides free checks and online banking.

Savings
Earn interest at a competitive rate while still having access to your cash.

Money Market
Our Money Market account allows you to have limited check writing access while earning a competitive interest rate on your balance.

Tiered Checking
Earn interest based on your average daily balance. The higher your balance, the higher the interest paid.

Certificate of Deposit
Offering certificates of deposit with terms from 3 months to 24 months. We have competitive interest rates, guaranteeing your earnings for a specific term. Call your local Business Office for our current rates.

Liquid CD
Five Star Bank's Liquid CD has a variable rate, giving you ultimate control over your investment. If interest rates go down, your Liquid CD rate will not fall below the initial rate for the term you've chosen. If rates go up, your certificate will adjust to the higher rate. Call your local Business Office for our current rates.

  • Withdrawals allowed every seven days
  • Add funds at any time ($100 minimum)
  • Minimum deposit $5000

Chart of

1 Unlimited withdrawals and transfers may be made in person at a branch, by mail, by messenger, or at an ATM. Your account is limited to a total of six preauthorized transfers per month (such as automatic and telephone transfers). Your account is limited to a total of six transfers per month or quarter (such as automatic or telephone transfers) depending on account's statement cycle.

2 Unlimited withdrawals and transfers may be made in person at a branch, by mail, by messenger, or at an ATM. Your account is limited to a total of six preauthorized transfers per month (such as automatic and telephone transfers). No more than three of these six may be made by payments (such as point of sale/debit transactions and checks).

3 $10,000 minimum opening deposit. Deposits over $350,000 subject to Bank approval and portion of balance over $350,000 earns interest at the same rate as balances under $10,000.