a happy couple driving into a sunset.



James Beckwith Bio Picture

James Beckwith

Chief Executive Officer
Ph 916.640.1502

James Beckwith is the President and Chief Executive Officer of Five Star Bank and its holding company, Five Star Bancorp. With more than 20 years of experience, James joined Five Star Bank in 2003 after serving as Chief Financial Officer and Chief Operating Officer at National Bank of the Redwoods, in Santa Rosa, California. James graduated from San Francisco State University where he earned a Bachelor of Science in Business Administration with a concentration in Accounting. He is also a graduate of Pacific Coast Banking School at the University of Washington. As an active member of the Sacramento community, James works with many who share his mission to improve the Capital Region. James is a Private Sector Director with Greater Sacramento Economic Council, the Board Chair of KVIE, a Board member and State Government Relations Chair of California Independent Bankers, a Board member of Crocker Art Museum and a member of the Sacramento State University College of Business Advisory Council. James is the Immediate Past Board Chair of Sacramento Metro Chamber, Past Board Chair of Valley Vision and Past Board Chair of NextEd. James’ professional leadership and extensive volunteer work in the community include support of numerous organizations, and especially, the vision and mission of Cristo Rey High School Sacramento and Make-A-Wish, among others.

Five Star Bank Krista Snelling

Krista Snelling

Executive Vice President
Chief Operating Officer

Krista Snelling is the Executive Vice President, Chief Operating Officer of Five Star Bank. She first joined the bank as Chief Financial Officer in 2009, and held this role for several years before working with Inspire Communities as Chief Financial Officer. Prior to this, Krista was Chief Financial Officer of Hanson McClain and also spent several years serving audit clients with Arthur Andersen and KPMG. A resident of Roseville, Krista has more than 20 years of strategic finance experience and returned to Five Star Bank in 2017. She is responsible for Branch Operations, Deposit Operations, Human Resources and Information Technology. Krista graduated from the University of the Pacific with a Bachelor of Science degree with a double major in Mathematics and Economics. She also holds a Master of Arts degree in Economics from UC Davis. Krista serves on the Board of Directors of Sacramento Food Bank and Family Services and is a licensed Certified Public Accountant.

Five Star Bank Jack Dalton

Jack Dalton

Senior Vice President
Chief Credit Officer

Jack Dalton joined Five Star Bank in 2011 as a Senior Vice President, Chief Credit Officer. Jack has more than 30 years of experience in the banking industry. Before coming to Five Star Bank, Jack was with PremierWest Bank as Senior Vice President, Region Credit Administrator. Prior to that, he worked at Stockmans Bank as Senior Vice President, Chief Credit Officer. Jack holds a Bachelor of Science degree in Animal Science from California Polytechnic State University, San Luis Obispo.

Five Star Bank Mike Lee

Mike Lee

Senior Vice President
Chief Regulatory Officer

Mike Lee joined Five Star Bank in 2005 as Chief Financial Officer bringing over 14 years of bank regulatory experience with the FDIC. In 2007, Mike transitioned to the position of Chief Credit Officer where he oversaw all administrative functions related to lending. Beginning in 2010, he was appointed as Chief Regulatory Officer, responsible for developing and managing all compliance, audit and examination programs, including Enterprise-wide Risk Management. In 2009 he graduated with honors from the Pacific Coast Bankers Graduate School of Banking in Seattle, Washington. Prior to that he earned a Bachelor’s degree in Business Administration with a concentration in Economics from Midwestern State University in Texas.

Five Star Bank Stephanie Petrakos

Stephanie Petrakos

Vice President
Senior Credit Administrator

Stephanie Petrakos joined Five Star Bank in 2006 as a Management Trainee. With almost 10 years of banking experience, she has served clients in many capacities, having worked in branch operations, loan servicing, commercial underwriting, and business development. In her current role as Vice President, Senior Credit Administrator, Stephanie assists the Chief Credit Officer in the oversight and administration of the Bank’s loan portfolio. She is a recent graduate of Pacific Coast Banking School at University of Washington, and former graduate of California Bankers Association’s Commercial Lending School. Stephanie holds a Bachelor’s degree in Business Administration with a double concentration in Marketing and Management from California State University, Sacramento.

Lydia Ramirez

Senior Vice President, Director of Branch Administration

Lydia Ramirez is the Senior Vice President, Director of Operations of Five Star Bank.  Lydia brings over 16 years of experience in senior level banking.   She is well-versed in strategic operational process and sales management with an emphasis on customer experience.  Lydia is responsible for Branch Administration, Central Operations and Electronic Banking.  Prior to this, Lydia was Vice President, Multi-Branch Manager, for MUFG Union Bank.  As a branch manager, Lydia provided leadership towards the achievement of growth and profitability that were in line with the company vision and values. Lydia graduated from the University of California, Davis, with a Bachelor of Science in Psychology and Bachelor of Arts in Spanish.  She also is a proud graduate of CBA Executive Banking School.  Lydia has engaged the community as aBoard member and the former Vice Chairperson for the Sacramento Hispanic Chamber of Commerce.  She is a Past President of the Advisory Board for the Omicron Kappa chapter of the Chi Omega Fraternity and a Past Vice President of the Greater Sacramento Alumnae Chapter of the Chi Omega Fraternity.  She is also a member of,  National Association of Hispanic Real Estate Professionals – NAHREP, Sacramento Asian Chamber of Commerce – SACC, Sacramento Black Chamber of Commerce – SBCC, and the North Natomas Little League – NNLL.

Brett Wait

Senior Vice President
Chief Information Officer

Brett Wait joined the company in 2018 as Senior Vice President, Chief Information Officer.  He is responsible for overseeing information technology, information security and data analytics. Wait brings over 15 years of community bank experience and information technology fluency. He has served in various leadership roles, including as Senior Vice President, Chief Operating Officer at Five Star Bank.  His management and vision ensure Five Star Bank continues to focus on sound infrastructure and information security with better usage of data. Wait graduated from the University of Wisconsin – Whitewater, where he earned a Bachelor of Business Administration in Finance. He also holds a Master of Business Administration from California State University, Sacramento.

Vice President Shelly Wetton

Shelley Wetton

Senior Vice President,
Chief Marketing Officer

Shelley Wetton joined Five Star Bank in 2015 as Vice President, Community Relations and Communications. She brings almost 20 years of corporate branding, media relations and strategic marketing expertise to Five Star Bank, the last sixteen years as Vice President, Corporate Communications at The Buzz Oates Group of Companies. Since the bank’s inception in 1999, Shelley has worked closely with Five Star Bank’s Board of Directors in a consulting role. Shelley leads Five Star Bank’s internal and external marketing and communications efforts and community outreach, while supporting business development efforts to ensure the bank’s continued growth and success as one of the top performing banks in the nation. A long-time resident of Sacramento, Shelley earned Bachelor’s and Master’s degrees in English from California State University, Sacramento.

Jon Blackstad

Jon Blackstad

South Valley Region
Ph 916.640.1513

Jon Blackstad joined Five Star Bank in 2009 as the South Valley Region President. He is responsible for the development of business banking relationships throughout the Capital Region and specializes in church/faith community lending state wide. He has over 30 years of community banking experience working as Chief Operating Officer at Stockmans Bank, and most recently, as Senior Vice President/Regional Administrator at PremierWest Bank which purchased Stockmans in 2008. Jon sits on the Board of Directors at Capital Christian Center, the Board of Trustees at William Jessup University and the Executive Board of Directors of the Golden Empire Boy Scouts of America. He also serves on the Executive Board of Regions Business. In the past, Jon has served on the Board of Directors for Youth for Christ Ministries and the Board of Directors for the local chapter of the National Association of Evangelicals. He also has served on the Board of Directors at Sacramento Region Builders Exchange.

See how our faith community customers focus on what they do best while we handle financial details.

Jon Gregory

Jon Gregory

Vice President
Venture Banking Manager

Jon is Vice President, Venture Banking Manager at Five Star Bank.  He brings significant depth of experience and contacts in working with start-ups, entrepreneurs, tech companies, angel investors, venture capitalists and others involved in the tech ecosystem throughout Northern California.  He co-founded two boutique angel investment funds (Northern California Investment Fund I and II) that invest in high-growth-potential start-ups.  Both funds are still active and have made over 25 investments in 15 different start-ups.  In addition, Jon is a General Partner of the Green Screen Investment Fund, which is a Virtual Reality Accelerator focused on start-ups in the exploding virtual and augmented reality sectors. From 1999-2011, Jon was founder/CEO of Golden Capital Network.  The organization hosted venture forums throughout California and Nevada that featured over 2,000 alumni start-ups to over 300 different venture capital funds and angel groups.  There, Jon led the organization’s effort to be a co-founder of SARTA (Sacramento Regional Technology Alliance) in 2000 along with the Sacramento Metro Chamber and UC Davis. Jon also has a substantial background in local and regional economic development and most recently (from 2014 to 2017) served as Executive Director of the Nevada County Economic Resource Council (ERC).  He has also served as Director of Strategy for Innovate North State, Deputy Director of Tri-County Economic Development Corporation and General Manager of the Butte County Economic Development Corp. Jon  majored in Journalism and minored in Political Science at California State University, Chico.

Five Star Bank Jason Hartmann

Jason Hartmann

Senior Vice President
Business Development Officer

Jason joined Five Star Bank in February 2013 and has 20 years’ experience specializing in commercial banking, including eight years specializing in emerging/growth technology banking in the San Francisco Bay Area and 12 years specializing in commercial and commercial real estate in the Bay Area and the Sacramento region. Jason has had experience working with all industries and business models including software, hardware, service, construction, manufacturing and distribution, and all types of commercial real estate with a specialty in manufactured housing communities. Jason represents Five Star Bank in the South Placer marketplace and is involved in the Roseville Chamber of Commerce and Rocklin Chamber of Commerce, and is a coach and the Treasurer of the Roseville Youth Soccer Club. He is also an Allegiant Giving Partner. Jason also represents Five Star Bank in the Construction Financial Management Association and the Western Manufactured Housing Association. Jason is a graduate of the University of California at Santa Barbara where he studied macroeconomics and was an officer of the UCSB Rugby Club.

Five Star Bank Jerry Legg

Jerry Legg

Senior Vice President
Government Banking Manager

Jerry Legg joined Five Star Bank in 2016 as Senior Vice President, Government Banking Manager.  Jerry has over 20 years of experience in public finance, having worked at the State Department of Finance for 3 years and managing at the State Treasurer’s Office for eight years before moving to banking.  He has managed over 260 public entity relationships throughout California with deposits in excess of $1.5 billion.  He is passionate about helping others and actively supports local charities and the performing arts.  Jerry is a Certified Treasury Professional (CTP), is a current member of the California Society of Municipal Finance Officers (CSMFO), the California Special District Association (CSDA) where he serves on the Fiscal Committee and the California Society of Association Executives (CalSAE).  He is a past member of the California Association of County Treasurer’s and Tax Collectors (CACTTC).  He graduated from Rutgers University with a degree in Agribusiness Management where he served as Class President for three years.

Jennifer Matulich headshot

Jennifer Matulich

Senior Vice President, Business Development Officer at Five Star Bank

Jen Matulich joined Five Star Bank in 2018 as Senior Vice President, Business Development Officer. A Sacramento native, Jen has over 14 years of business banking experience and started her career after graduating from UC Davis with a degree in Managerial Economics. She has a diverse and broad banking background that includes retail branch, sales, and business relationship management. Jen has experience working with a variety of industries in the greater Sacramento region including manufacturers, distributors, service companies and technology sectors. She specializes in managing business relationships, including cash management, commercial real estate and all other business lending needs. She is actively involved in CREW (Commercial Real Estate Women) and ACRE (Association of Commercial Real Estate). She is passionate about philanthropic activities and giving back to the community including volunteering for the Children’s Tumor Foundation, Women’s Empowerment and serving on the Board of Stand Up Placer.

Five Star Bank Manny Phagura

Manny Phagura

Senior Vice President
Business Development Officer

Manny Phagura joined Five Star Bank in 2014 as Senior Vice President, Business Development Officer. He has a range of experience which includes some years as a business consultant and over ten years focused on commercial and agricultural banking. Manny graduated as a business major from Chico State University, which led him to the path of banking. As a native of Gridley and current resident of Yuba City, he has enjoyed being part of the community and helping to make it better. He currently serves as Past President of the Yuba City Kiwanis Club, a service group with a focus on serving their community through fundraising for disadvantaged youth.

See how our agricultural technology customers focus on what they do best while we handle financial details.

Michael Rizzo headshot

Michael Rizzo

Chief Banking Officer
Capital Region

Mike Rizzo has been an integral part of Five Star Bank since 2005 and believes providing connections to the community helps his clients succeed and is as important as providing capital and depository services.  Mike has brought recognition to the bank through his focus on Emerging Business Banking  which emphasizes banking technology, life sciences and clean technology companies.  As Five Star Bank’s Chief Banking Officer, Mike supports and manages the team of Business Development Officers while cultivating new relationships and serving existing clients.  Mike earned a Bachelor of Science degree in Business Administration with a concentration in Finance from California State University, Sacramento. He is also a graduate of the Pacific Coast Banking School at the University of Washington. Mike is on the Executive Boards for the Sacramento State Student Alumni Association and the American River Parkway Foundation, as well as an active supporter of the region’s running community.

See how we support the Capital Region’s entrepreneurial community.

Five Star Bank Jason Saslow

Jason Saslow

Senior Vice President
Business Development Officer
Private Client Manager

Jason Saslow joined Five Star Bank in 2003 as a Senior Vice President, Business Development Officer. He has more than 25 years of experience in marketing and management in the greater Sacramento area. Jason has expertise in all aspects of commercial lending, business banking, treasury management and deposit relationships, as well as commercial real estate and commercial construction finance. He holds a Bachelor of Science Degree from California State University, Sacramento and a Masters of Business Administration from Golden Gate University. He is a member of the Association of Commercial Real Estate and serves on the Business Advisory Board at KVIE Public Television. He is a Board member for Sacramento Metro Chamber and also sits on the Business Advisory Board for the Northern California Section of the PGA.

Five Star Bank Dan Sozzi

Dan Sozzi

Senior Vice President
Business Development Officer

Dan Sozzi joined Five Star Bank in February 2013 as a Senior Vice President,Business Development Officer. He has been in banking since 1995, primarily working at community banks. He specializes in agricultural and commercial banking. Currently, Dan is a Board member and Officer of the Butte Sink Waterfowl Association. Dan also founded and runs a college preparatory baseball program that has helped more than 100 young men go on to play college or professional baseball

See how our growers, farmers and ranchers focus on what they do best while we handle financial details.

Jeremy Stone

Senior Vice President
Business Development Officer

Jeremy joined Five Star Bank in 2018 with 20 years of experience in construction and subdivision project financing.  In addition to extensive knowledge in banking, Jeremy is also an engaged community partner with deep ties in the Chico, California, market.  Jeremy is currently a Governing Board member (and Past President of the Board of Directors) of the Boys and Girls Clubs of the North Valley which serves Chico, Oroville, Paradise, Magalia and Hamilton City. Jeremy is also very active in coaching local youth basketball programs. Jeremy graduated from Simpson University with a Bachelor of Science in Business Administration.

Brian Toohey Headshot

Brian Toohey

Senior Vice President, Business Development Officer

Before joining Five Star Bank as a Senior Vice President, Business Development Officer, Brian was with Tri Counties Bank as a Relationship Manager in the Bay Area. For over 15 years, Brian has gained extensive experience working with Bay Area customers with commercial properties that include multi-family, office and construction.  Brian graduated with a Bachelor of Arts in Social Science from California State University, Chico, and volunteers his time with the local youth soccer and baseball teams

Paul Wikoff headshot

Paul Wikoff

Senior Vice President
Business Development Officer

Paul Wikoff joined Five Star Bank in 2017 as Senior Vice President, Business Development Officer. Paul has more than 15 years of experience in the banking and credit industry. Before joining Five Star Bank, Paul was with Farm Credit West as Vice President of Lending. Prior to that, he worked at Wilbur-Ellis Company as the West Region’s Manager of Customer Financial Services, and prior to that, was with US Bank and Farm Credit Services of Illinois, lending and banking with farmers, ranchers and developers. Paul holds a Bachelor of Science degree in Agribusiness, Farm and  Financial Management from the University of Illinois. He also holds a Master of Science in Technology degree from Eastern Illinois University. He is in MBA studies at Eastern Illinois University.  Paul is an NACM Certified Credit Executive, and manages a multi-generational family farm.

Five Star Bank Eric Woodstrom

Eric Woodstrom

North Valley Region Chief Banking Officer

Eric Woodstrom joined Five Star Bank in December 2006 as President, Northern Valley Region in Redding, California. Through his banking and community service activities, he has worked to grow and improve Northern California communities. Banking activities include residential and commercial property acquisition and development, business expansion and banking services to the agricultural community. Eric led Five Star Bank’s expansion into the Northern Sacramento Valley with the opening of full service banking offices in Redding (2008) and Chico (2014). He is active in community service through membership and leadership in Rotary, Chambers of Commerce and Economic Development Corporations, as well as a Board position on a local special district. Eric also participates in the inaugural NorCal Leadership Academy class, is involved with various citizens’ advocacy committees, youth/amateur sports organizations and scouting. Eric brings over 35 years of commercial banking experience to Five Star Bank. A Sacramento area native, Eric earned a Bachelor of Science degree in Business Administration, with an emphasis in financial management, from California State University, Long Beach.

6810 Five Star Blvd., Suite 100
Rocklin, CA 95677
3100 Zinfandel Drive, Suite 100
Rancho Cordova, CA 95670
2400 Del Paso Road, Suite 100
Sacramento, CA 95834
9355 E. Stockton Blvd., Suite 160
Elk Grove, CA 95624
358 Hartnell Avenue, Suite B
Redding, CA 96002
1370 E. Lassen Avenue, Suite 100
Chico, CA 95973