Notice and Policy for the California Consumer Privacy Act

Five Star Bank is committed to maintaining the security of the personal information collected from its consumer customers. The following describes the information we may collect about you, how it may be shared, and your rights connected with that information.
 
CATEGORIES OF INFORMATION WE MAY COLLECT
 
Identifiers such as:
  • Name;
  • Alias;
  • Addresses;
  • Online identifiers;
  • Email address;
  • Social Security number;
  • Driver's license and/or passport number or similar identification;
  • Internet Protocol address;
  • Geolocation data;
  • Records of personal property;
  • Products or services purchased, obtained, or considered;
  • Account numbers;
  • Information regarding your interaction with our web site;
  • Professional or employment-related information;
  • Financial information; and/or
  • Publicly available information
 
SOURCES FROM WHICH WE OBTAIN INFORMATION
 
  • Information you provide to us when applying for or opening a deposit account or loan, or any related services;
  • Information received from credit reporting agencies;
  • Information from third-party identity verification services;
  • Internet search engines, including social media;
  • Job application with us; and/or
  • Government entities
 
USE OF THE INFORMATION WE COLLECT
 
  • To approve or decline loan and/or deposit account applications;
  • To service those products and services you have with us;
  • To consider your job application for hiring; and/or
  • With consultants and auditing firms, with information shared for institution risk analysis and mitigation.
 
SHARING AND DISCLOSING OF INFORMATION
 
We do not share your information except as allowed by law. We share information only with those vendors providing servicing of your products and services, and require they not sell, share, or use your information for any other purpose. We share information with consultants and auditors for institutional risk analysis and mitigation.
 
SELLING OF INFORMATION
 
Five Star Bank does not sell the information it collects.
 
OPTING OUT OF OUR SELLING
 
Because Five Star Bank does not sell the information it collects, you do not have, nor do you need, the right to opt out of our selling your information. If at a future date, the Bank decides to sell the information it collects, you will be notified in advance, and given the opportunity to opt out.
 
YOUR RIGHTS
 
The right to know what personal information is collected about you
 
The types of information we collect are listed under the general categories (identifiers) above.
 
The right to access your personal information
 
To obtain the specific information we have collected about you, please submit a request by:
 
  1. Completing a Contact Us Form located at https://fivestarbank.com/contact-us
  2. Calling (800) 416-6117
 
Your request to us must be a verifiable request, meaning we must be able to verify your identity and that the personal information that we collected relates to you. We will acknowledge your request within 10 business days, and provide the requested information within 45 days. If we need more time, we will inform you of the reason for the delay during this time period and may extend the time to respond up to an additional 45 days. You may request this information up to two times per 12 month period. We reserve the right to verify the legitimacy of all requests, using any information you have given us, or any transactional information we have. We are prevented from providing the following:
 
  • Your social security number;
  • Driver’s license or other government-issued identification number;
  • Financial account number;
  • Any health insurance or medical identification number (if we have it);
  • Account passwords or security questions and answers
 
The right to have your information deleted
 
Federal laws may govern our retention of your information; however, anything we are not required to maintain under those guidelines may be deleted. You may request deletion of specific information by contacting us in one of the ways described above. Exceptions to our deletion responsibilities include information necessary to:
 
  • Complete the transaction for which the information is collected;
  • Provide a good or service requested by you or reasonably anticipated within the context of our ongoing business relationship with you;
  • Perform a contract between us and you;
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or to prosecute those responsible for that activity;
  • Debug to identify and repair errors;
  • To enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
  • Comply with a legal obligation;
  • Otherwise use your information internally in a lawful manner that is compatible with the context in which you provided the information.
 
To request that information be deleted, please complete the Contact Us Form located on our website, https://www.fivestarbank.com or call us at (800) 416-6117.
 
The right to non-discrimination for the exercise of your Consumer Privacy Rights under this Act
 
You have the right not to receive discriminatory treatment by us for the exercise of your privacy rights conferred by the California Consumer Privacy Act (CCPA).
 
The right to allow an authorized agent to make a request
 
You may designate an authorized agent to make a request under the CCPA on your behalf. We retain the right to verify the legitimacy of that designation, and to identify both you and the agent. We will identify you with information you have previously provided to us and with information about your account(s) or transactions.
 
The right to opt-out of the sale of personal information where we might otherwise sell it.
 
Because Five Star Bank does not sell the information it collects, you do not have, nor do you need, the right to opt out of our selling your information. If at a future date, the Bank decides to sell the information it collects, you will be notified in advance, and given the opportunity to opt out.
 
On larger screens, this slider can show up to three (of six possible) slides, and on smaller screens up to two slides at a time. If additional slides exist beyond those initially visible, the user may arrow or click on the previous and next buttons or drag or swipe the slides to view more.