How Five Star Bank Serves Customers and Communities

Five Star Bank was founded in 1999 by a group of local entrepreneurs who wanted to create the kind of personalized banking services they desired themselves – services inspired by partnership and defined by shared vision and goals. Today, Five Star Bank is guided by purpose-driven banking, community stewardship, regional and industry expertise, a speed to serve and a commitment to economic development in the communities we serve.

2020 Community Impact Report!

We are very happy to present Five Star Bank’s 2020 Community Impact Report!  Click the image below to read more:

Five Star Bank Response to Coronavirus (COVID-19) & Frequently Asked Questions

Five Star Bank is open for business and protecting our customers and their finances during the changing coronavirus (COVID-19) pandemic. The health and safety of our customers and employees are our first priority and our thoughts are with anyone affected by the coronavirus.  Internally, employees are taking all customary and necessary precautions to avoid contracting an illness while ensuring the continued and sound operations of the bank. Your money is safe with Five Star Bank.


Is Five Star Bank open?

All Five Star Bank branches are open and fully operational, Monday through Friday, 9:00 AM to 4:00 PM.  We encourage employees showing any signs of illness, or who have family members who are ill, to remain home until they are symptom-free.

How is Five Star Bank responding?

Five Star Bank is monitoring the situation in the communities we serve and following recommendations and guidelines from public health officials and local authorities.

What precautions are you taking in branches?

We are taking additional precautions by wiping-down bank teller areas and providing access to hand sanitizer.  We encourage our customers to conduct business with us via phone, online banking and mobile apps. If you need to visit a branch, please limit the number of people in the lobby to TWO.  We will help you navigate this request.

How will Five Star Bank let me know if there are any changes in access and services?

We plan to continue to offer full services to our customers.  We will communicate any changes in access to branches and services on our website and through our social media channels, including Facebook and Instagram.

Important Five Star Bank Customer Service Numbers & FDIC Frequently Asked Questions for Customers Affected by Coronavirus (COVID-19)

Five Star Bank Customer Service:  916-626-5000 (from 9:00 AM to 4:00 PM, Monday through Friday)

Five Star Bank Mobile & Online Banking Customer Service: 916-626-5012 (from 8:00 AM to 5:00 PM, Monday through Friday)

FDIC Frequently Asked Questions for Customers Affected by Coronavirus 2019 (COVID-19):   Click HERE for FDIC FAQ's

Why Five Star Bank?

Five Star Bank consistently achieves high performance ratings from bank rating agencies and industry associations.
  • The Findley Report:  Five Star Bank is a “Super Premier Performer” (their top rating category). 
  • The Independent Community Bankers Association: Five Star Bank among the top 20 independent banks in the nation among our peer group, coming in at #19 in the nation. We are proud to be the only bank in our northern California peer group to be so acknowledged.
  • S&P Global: Five Star Bank  is among the top performing banks in the nation and ranked 39th out 4,391 banks in 2019.
  • Findley Report:  Five Star Bank is designated as a Super Premier Performing bank.
  • IDC:  Five Star Bank is designated as a Superior Bank. 
  • Bauer Financial: Five Star Bank has been rated Excellent by the Bauer Report as of June 30, 2020. 


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Two women standing in a hair salon.
“FIVE STAR BANK has been absolutely amazing. We would not be here without them.”

Kathy Fennessy & Mary
Owners, Hoshall’s
Salon & Spa
Man wearing earphones sitting in front of a microphone.
“Our family of companies proudly banks with FIVE STAR. Together, we are a winning combination for entrepreneurship.”
Mark Haney
The Haney Biz Project
Two men walking through a field.
“Everyone thought I was crazy to plant my own orchard. FIVE STAR BANK understands the Ag-Tech space and helped make it possible.”
Arun Ohri
Jubilant Earth Nurseries
Two men in suits walking down a hallway.
“FIVE STAR BANK was pivotal in making the building and financing happen. We’re excited about continuing this relationship.”

Brandon Weber
Founder, The Urban Hive

Two men talking and walking outside.
“FIVE STAR BANK understands the business aspect of manufactured housing and what it takes to go in and create value.”

Eli Weiner
Cascade Corporate Management

Conductor, conducting an orchestra.
“We appreciate that FIVE STAR BANK shares our mission and values. The bank has been a strong community partner for Sacramento Philharmonic and Opera.”

Alice Sauro
Executive Director
Sacramento Philharmonic