Specialized Lending


The freedom to build.

Whether you’re building a new corporate headquarters, apartment complex, residential project, industrial park or coffee shop, our deeply rooted expertise in commercial real estate and construction has helped streamline the application process. With key decision makers right here in the Capital Region, we’re known for expedient decision-making and closing.

Five Star Bank’s construction lending department offers:
  • Commercial and Industrial Construction Loans - used to finance industrial, retail, or office properties, including renovations and expansions.
  • Residential Subdivision Loans - used for lot acquisition, development loans, tract construction, and apartment construction.

See how our customers focus on creating communities while we handle the financial details.