Accounts

Personal

Personal Accounts

Personal Checking

Low monthly service fees, unlimited check writing, and your choice of a regular ATM Card or Visa® Debit Card.

Interest Checking

Allows you to earn interest at competitive rates while still maintaining the ability to write checks.

Health Savings Account

A medical savings account for people in a high-deductible health plan.

Senior Advantage

Our Senior Advantage account is for those who have celebrated 55 or more years. This account earns interest at competitive rates and provides free checks and online banking.

Savings

Earn interest at a competitive rate while still having access to your cash.

Money Market

Allows you to have limited check writing access while earning a competitive interest rate on your balance.

Certificate of Deposit

Offering certificates of deposit with terms from 1 month to 5 years. We have competitive interest rates, guaranteeing your earnings for a specific term. Call your local Business Office for our current rates.

E-Statements

Five Star Bank’s eStatements are a more secure and more convenient way to retrieve your statement. Reminders arrive in your email inbox when your statement is ready to print.

Personal Accounts
Account Type Minimum Opening Deposit Service Charge Average daily balance needed to waive service charges Interest
Personal Checking $100 $12/month $5,000 None
Interest Checking $100 $15/month $10,000 Interest on all balances
Senior Advantage $200 None N/A Interest on all balanecs
Savings $200 $5/quarter; $2 for each withdrawal over six1 $5,000 Interest on all balances
Money Market $2,500 $15/month; excess activity charge $102 $25,000 Minimum $2,500 to earn interest
Capital Green Savings $200 None N/A Interest on all balances

  • 1 Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per statement cycle with no transfers by check, debit card or similar order to third parties.
  • 2 Transfers from a money market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per statement cycle.