Lines of Credit & Term Loans


Five Star Bank helps customers with specialized business financing.


Lines of Credit

Business lines of credit provide access to cash for a variety of short-term financing needs, from providing seasonal working capital, purchasing inventory and  financing receivables, to taking advantage of trade discounts and managing cash flow. Lines of credit may be either secured or unsecured.

Term Loans

Business term loans are designed to assist businesses with one-time expenditures and long-term financing needs such as fixed-asset purchases or permanent working capital. These loans are offered with flexible repayment plans from 1 to 7 years at customized rates and fees.

Equipment Leasing

Equipment leases provide up to 100% financing and may include delivery and installation. Leasing provides a fixed rate of interest and a fixed monthly payment.

Auto Loans

Five Star Bank offers loans for the purchase of your business vehicles, including both new and used cars, vans and trucks, at fixed or variable rates of interest. Loan amounts begin at $10,000.

Commercial Letters of Credit

Five Star Bank offers guarantees of payment upon presentation of documents required by the Letter of Credit. Issued for the buying and selling of merchandise, these Letters of Credit are usually cash secured with a designated Five Star Bank deposit account.

Standby Letters of Credit

Used to support a financial obligation or an obligation to perform under a contract, these Letters of Credit are usually cash secured with a designated Five Star deposit account.

Five Star Bank Financing for Business

Featuring an easy application for term loans, revolving lines of credit, and leases from $5,000 to $100,000 or more, our Five Star Bank Financing for Business speeds up the application process. Need to talk to a loan officer? We’re ready to answer your questions and help you through the process. Submit the form above to be contacted!
  • Term Loans: Monthly principal plus interest and no balloon payments.
  • Equipment Leases: Equal monthly lease payments up to 7 years. Terms quoted based upon requested transaction.
  • Term: Up to 5 years, variable and fixed interest rates.
  • Repayment: By automatic debit from a Five Star checking account.
  • Qualification: Satisfactory credit history, and by meeting Five Star Bank’s lending criteria.
Five Star Bank does NOT accept loan requests or loan applications through this website. Thank you. 
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Raymond James Irwin
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Fizz Champagne Bar
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