Disclosures



Important Information About Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
These terms govern the use of this website.

Please read these terms carefully before accessing this site. If you do not agree with these terms, do not access this website. By accessing this website or any of its pages, you agree to be bound by these terms of use.

This policy serves to avoid potential misunderstandings or disputes regarding ownership of ideas.

This website has been established by Five Star Bank for the sole purpose of conveying information about Five Star Bank’s products and services and to allow communication between Five Star Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of Five Star Bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in Five Star Bank’s agreements and disclosures, the agreements and disclosures will control.

Applicability
From time to time Five Star Bank may place links to other websites on this page. Five Star Bank has no control over any other website and is not responsible for the content on any website other than this one. Users assume all responsibility when they go to other websites via the links on this page. Any links to third-party websites are for convenience only and should not be interpreted as endorsement or approval by Five Star Bank of the organizations sponsoring such third-party websites or their products or services. If you use these links, you will leave this site.

These Terms do not apply to any other websites. With respect to this website and to third-party websites, Five Star Bank does not make any warranties regarding the results of the use of the materials on this website or on any third-party website, or that the functions contained on this website or on any third-party website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server which makes it available, or any third-party website, are free of viruses or other harmful components.

Our Responsibility
Five Star Bank makes no warranties of any kind regarding the products and services advertised on this website. Five Star Bank will use reasonable efforts to ensure that all information displayed is accurate; however, Five Star Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, fitness for a particular purpose, suitability, and the ability to use the website without contracting a computer virus.

Five Star Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this website. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure.

This limitation applies even if Five Star Bank has been informed of the possibility of such loss or damage.

Jurisdiction
This agreement and the use of this website are governed by the laws of the State of California and any applicable federal United States laws. For individual products and services offered by Five Star Bank, the applicable customer agreements and disclosures may specify that the laws of another jurisdiction will govern your use of the account and/or service, and the terms of those disclosures and agreements will continue to apply.

If you access this website from other locations, you do so on your own initiative and you are responsible for complying with applicable local laws. Five Star Bank does not represent that the materials in this website are appropriate or available for use in all locations.

Ownership and Governance
The information and materials contained in this website are owned by Five Star Bank or by others, as applicable. The information and materials displayed on Five Star Bank’s website are protected by U.S. and international copyright law and treaties, and shall not be copied, adapted, displayed, transmitted, broadcast, reproduced, republished, uploaded, downloaded, posted, distributed, framed, sold, stored for use, performed, or otherwise used without the prior express written permission of Five Star Bank, except as permitted by law.

The trademarks, trade names, and service marks (the "Marks") used on Five Star Bank’s website belong to Five Star Bank or to various other parties. No one is authorized to use any of the Marks in any manner without the prior express written permission of the owner of the Mark.

All website design rights, databases and other intellectual property rights associated with the website, whether registered or unregistered, and related goodwill, are proprietary rights of Five Star Bank.

Restrictions
None of the information or materials contained in Five Star Bank’s website may be copied, adapted, displayed, transmitted, broadcast, reproduced, republished, uploaded, downloaded, posted, distributed, framed, sold, stored for use, performed, or otherwise used without the prior express written permission of Five Star Bank, except as permitted by law.

Modification of any Marks or materials displayed on the website or the use of any materials displayed for any other purpose is a violation of the copyrights and other proprietary rights of Five Star Bank and is prohibited.

No third party is authorized to solicit Five Star Bank’s products or services without Five Star Bank’s prior express written permission.

There are various restrictions, limitations, and costs associated with Five Star Bank’s products and services, which are disclosed in the applicable customer agreements and continue to apply regardless of any information provided in our website.
Not all products and services described are available in all geographic areas.

The User's Responsibility
You are responsible for anything you transmit to or through this website or to us through email, and that your transmissions will be truthful, accurate, not misleading, offered in good faith and that you have authority to transmit such information. You must not transmit anything to or through this website or to us through email that you consider to be confidential or proprietary. Anything that you transmit to or through this website or to us through email will be considered to not be confidential or proprietary.

In addition, in using this website, you must not:
  • Violate or attempt to violate the security of this website. Any such violations may result in criminal and/or civil penalties against you. Five Star Bank may investigate any suspected violation and if a criminal violation is suspected, we will cooperate with law enforcement agencies in their investigations;
  • Send or otherwise transmit to or through this website any unlawful, infringing, harmful, harassing, defamatory, threatening, hateful or otherwise objectionable material of any kind, any material that can cause harm or delay to this website or computers of any kind, and any unsolicited advertising, solicitation or promotional materials;
  • Misrepresent your identity or affiliation in any way;
  • Restrict, discourage, or inhibit any person from using this website, disclose personal information obtained from this website, or collect information about users of this website;
  • Reverse engineer, disassemble or decompile any section or technology on this website, or attempt to do any of the foregoing;
  • Gain unauthorized access to this website or computers or websites connected or linked to this website; 
  • Launch or use any automated system, including without limitation, "robots", "spiders", or "offline readers", that access this website manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional web browser; 
  • Send or otherwise transmit to or through this website chain letters, unsolicited messages, so-called "spamming" or "phishing" messages, or messages marketing or advertising goods and services;
  • Violate any applicable laws or regulations or these Terms; or
  • Assist or permit any persons in engaging in any of the activities described above.
You agree to indemnify, defend and hold Five Star Bank, its parent companies and their respective directors, officers, employees, agents and contractors harmless from and against any and all claims, damages, losses, costs (including without limitation reasonable attorneys' fees) or other expenses that arise directly or indirectly out of or from (i) your breach of any provision of these Terms; or (ii) your activities in connection with this website.

Limitation of Liability
Five Star Bank disclaims liability for any and all claims, losses, costs, expenses (including attorneys' fees), and damages of whatever kind or nature including without limitation general, compensatory, special, incidental, consequential, punitive, exemplary or treble damages ("Damages") based on any theory of liability, in connection with any use of Five Star Bank’s website and the information contained therein, the inability to use this website or the materials on it, the misappropriation of materials, or the loss of, or damage to, materials for any reason, even if Five Star Bank has been advised of the possibility of such Damages.

Agreement
This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.