About Five Star Bank

Ratings and Rankings

Serving Customers & Communities Since 1999


Five Star Bank was founded in 1999 by a group of local entrepreneurs who wanted to create the kind of personalized banking services they desired themselves – services inspired by partnership and defined by shared vision and goals. Today, Five Star Bank is guided by purpose-driven banking, community stewardship, regional and industry expertise, a speed to serve and a commitment to economic development in the communities we serve.

In 2021, Five Star Bank became a public company and is listed on the Nasdaq at FSBC. Click here to visit our Investor Relations page.


Community Involvement


At Five Star Bank, we seize opportunities, embrace challenges and value the intrinsic reward of serving others. We are grateful to be a source of strength for our customers and advocates for our community and our region's non-profits. Five Star Bank stands on a sturdy foundation of what we have built together so that we may encourage, support and strengthen those who need us most.

As a community business bank, we believe in action over words and recognize it is the effort of our entire team that allows us to donate, volunteer, engage and lead. On a continual basis, we work through enhancements to our community outreach efforts. We always will. We are focused on the health and success of our employees, shareholders, customers and community partners so that we may continue to fulfill our purpose as stewards of the communities we serve.

Chambers of Commerce

We are active members in the following Chambers of Commerce:

  • Burlingame SFO Chamber of Commerce
  • Capital Black Chamber of Commerce
  • Chamber of San Mateo County
  • Chico Chamber of Commerce
  • Citrus Heights Chamber of Commerce
  • Costa Mesa Chamber of Commerce
  • Danville Area Chamber of Commerce
  • El Dorado Hills Chamber of Commerce
  • Elk Grove Chamber of Commerce
  • Folsom Chamber of Commerce
  • Greater Concord Chamber of Commerce
  • Lodi Chamber of Commerce
  • Los Angeles Area Chamber of Commerce
  • Mill Valley Chamber of Commerce
  • Newport Beach Chamber of Commerce
  • Orangevale Chamber of Commerce
  • Pleasanton Chamber of Commerce
  • Rancho Cordova Chamber of Commerce
  • Redding Chamber of Commerce
  • Rocklin Chamber of Commerce
  • Roseville Chamber of Commerce
  • Sacramento Asian Pacific Chamber of Commerce
  • Sacramento Hispanic Chamber of Commerce
  • Sacramento Metro Chamber of Commerce
  • San Francisco Chamber of Commerce
  • San Mateo Area Chamber of Commerce
  • San Ramon Chamber of Commerce
  • The Indus Valley American Chamber of Commerce
  • Walnut Creek Chamber of Commerce
  • West Sacramento Chamber of Commerce
  • Yuba Sutter Chamber of Commerce
    





Five Star Bank Video 

Let the communities we serve inspire you to become a Five Star Bank customer! 

 

Awards & Recognition 


Five Star Bank is proud to be recognized and honored by our peers. 

Ratings & Rankings

  • Bauer Financial Superior Rating - 5 Stars (out of 5)
  • IDC Superior Rating
  • The Findley Report: Super Premier Performer
  • KBRA Rating: BBB+ (stable)
  • 2025 Bank Director Magazine (RankingBanking), The Best U.S. Banks with assets less than $5 billion, Ranked #4
  • 2025 Bank Director Magazine (RankingBanking), Top 25 U.S. Banks, Ranked #13
  • 2025 Piper Sandler's Sm-All Stars
  • 2025 Sacramento Business Journal's Fastest Growing Companies
  • 2025 S&P Global Market Intelligence Top 3 Best-Performing Community Banks in the nation (banks with assets between $3 billion and $10 billion)
  • 2025 S&P Global Market Intelligence Top 25 Best-Performing Community Banks in the West with assets less than $10 billion, Ranked #24
  • 2025 Raymond James Community Bankers Cup award recipient 
  • 2026 San Francisco Business Times' Best Places to Work, Ranked #1 (among businesses who participated in the survey and who have 25 – 49 employees in the San Francisco Bay Area)
Selected Community Support:





Five Star Bank donated $10,000 to SRCC to help train tomorrow's workforce. SRCC provides on-the-job training and community education as well as employment in vegetation clearing, litter abatement and roadway maintenance.

"We are so grateful to Five Star Bank for being long-term supporters and advocates of Corpsmembers and the work of the Sacramento Regional Conservation Corps."

Paula Birdsong, Executive Director, Sacramento Regional Conservation Corps.
Five Star Bank supports the meaningful work of Cristo Rey High School Sacramento which serves students from low to moderate income communities who have little financial and emotional support while also providing our employees with the intrinsic reward of mentoring the next generation of leaders. Through the outstanding support of Cristo Rey High School Sacramento, over 98% of CRHSS students are accepted into colleges and universities.  
 
 
 












Customer Videos


"I need a bank that I can trust. I need a bank that my children can go to and trust as well. With ups and downs in the financial market, I know I can go to Five Star Bank."
 
Katie Leonardini, Vice President / Operations, Whitehall Lane Winery
"We were really looking for a bank that could customize their services to meet our needs. That's what we've found with Five Star."
 
Anne McIntyre, Business Director, San Francisco Bar Pilots
"To do a really good job, you need to have a bank that understands the idiosyncrasies of EMS. AlphaOne and Five Star Bank are ready for an emergency."

Tom Arjil, CEO, AlphaOne Ambulance Medical Services, Inc.