Commercial Real Estate & Construction

Valiance Capital

Commercial Real Estate & Construction Lending

Five Star Bank was founded to serve the commercial real estate industry. Today, our vast market knowledge serves developers, brokers and entrepreneurs who value a speed to serve and industry expertise from a local community business bank.

Our loan programs help customers purchase or refinance general-purpose, owner-occupied and investment properties for both commercial and industrial real estate. Eligible properties include commercial office buildings, industrial warehouses, industrial manufacturing facilities, and retail shopping centers.

Terms are available from 5 to 10 years with up to 30 years amortization. Most loans are available at both variable and fixed rates of interest. We offer a wide variety of interest rate indices for our floating and fixed-rate products. This flexibility results in optimal utilization of your funds.


Loan Options


  • Purchase and Refinance of Owner-occupied and Income-producing Property
  • Conventional and SBA 504
  • Tenant Improvement Loans
  • Commercial and Industrial Real Estate Properties (Mixed-use | Office | Retail | Multi-Family)
  • Contact Us for Customized Loan Options














Banking at Five Star is like banking with family. They have always treated our company with respect, kindness, and compassion. 
 
Steve Rhoades
CEO & Owner
 
S.T. Rhoades Construction
Redding, CA
S.T. Rhoades Construction
Five Star Bank provides exceptional service. They are responsive, reliable, and are always ahead of our needs. Working with a bank that has expertise in the construction industry has been instrumental for our continued success and growth. Five Star is not just our bank - they are our partner.
 
Coleman Jones & Garrett Lamberti
Owners
 
Jones & Lamberti Builders
Sacramento, CA
Jones & Lamberti Builders Inc
Five Star Bank's hands-on, personal customer service, combined with consistent professionalism, perfectly complements the way we do business. As a one-stop shop for interior design and construction, it's nice to have a financial institution that offers a complete banking experience with individual service. We feel we have a team member in the banking business. 

Eric Benning, CEO
Kelsey Benning-Barrios, Interior Designer
 
Benning Design Construction
Sacramento, CA
 
Benning Design Construction
Watch our video about how Five Star Bank serves the commercial contracting community!


"If you're looking for a bank that genuinely cares about you, your business and your customers, then I highly encourage you to explore what Five Star Bank can do for you."

Ken Wenham, President & CEO
Roebbelen Contracting