California Capitol State building

Government Banking and Lending

We fully support public entities and their critical role in our communities by ensuring they meet the three priorities of managing public funds: Safety, Liquidity and Yield. As your partner, we help reduce costs, increase interest earnings and improve efficiency.

"Five Star Bank picks-up the phone whenever you need to talk to them and they are very proactive at getting assets from the city."

John Colville, City Treasurer, City of Sacramento

"Five Star Bank has a product that, quite frankly, no other bank can compete with. They are very familiar with the government code, and therefore, is able to answer a lot of the special districts' questions. They have one of the best customer service teams I've worked with.

Rick Wood, Finance and Administration, California Special Districts Association (CSDA)

"From the very start, Five Star Bank has provided a level of support and communication that is almost too good to be true. Switching to Five Star Bank was the best choice for our District."

Kristen Gelos, Office Supervisor & Board Secretary, Heritage Ranch Community Services District

"Five Star Bank provides outstanding customer service and I highly recommend them. I am confident they will not only meet, but exceed, your expectations."

Loretta Voges, Deputy General Manager, Jurupa Area Recreation & Park District


Our fees are lower, we can help structure your accounts to maximize interest earnings and we can reduce costs for loans and equipment by refinancing!
With Five Star Bank, your accounts are collateralized while maintaining safety and liquidity and maximizing yield on your accounts! 

  • Accounts
  • Online Banking
  • Payment Services (Wire Transfers/ACH)
  • Fraud Prevention (Positive Pay/ACH Blocks)
  • Public Money Market Accounts and LAIF
  • Collection Services (Remote Deposit Capture, Lockbox and eLockbox)
Contact us to learn about our range of financing options to meet your public entities' cash flow and project needs!
  • Equipment Loans
  • Lines of Credit
  • Short Term/Bridge Loans
  • Construction Loans
  • Purchase
  • Refinance