Why Five Star Bank?

Daniel Chan, Owner, General Produce

Serving Customers & Communities

Since 1999

Five Star Bank was founded in 1999 by a group of local entrepreneurs who wanted to create the kind of personalized banking services they desired themselves – services inspired by partnership and defined by shared vision and goals. Today, Five Star Bank is guided by purpose-driven banking, community stewardship, regional and industry expertise, a speed to serve and a commitment to economic development in the communities we serve.
In 2021, Five Star Bank became a public company and is listed on the Nasdaq at FSBC. Click here to visit our Investor Relations page.

Awards & Recognition

Five Star Bank is proud to be recognized and honored by our peers.
  • 2022 Sacramento Business Journal Most Admired CEO (Shannon Deary-Bell, Board Director)
  • 2022 Sacramento Business Journal C-Suite Awards (Mike Rizzo)
  • 2022 Sacramento Business Journal Women Who Mean Business (Lydia Ramirez)
  • 2022 UCP Humanitarian of the Year (James Beckwith)
  • 2022 Sacramento Business Journal's 40 Under 40 (Lakhwinder Kaur)
  • 2023 Comstock's Magazine Woman in Leadership (Lakhwinder Kaur)
  • 2023 Sacramento Bee's Latino Changemakers Award (Lydia Ramirez)
  • 2023 Sacramento Business Journal's C-Suite Award (Shelley Wetton)
  • 2023 CREW Sacramento's Nancy Hotchkiss Woman of Impact Award (Jen Matulich)
  • 2023 Sacramento Business Journal's Fastest Growing Companies
  • 2023 Sacramento Business Journal's Best Places to Work
  • 2023 Sacramento Hispanic Chamber of Commerce's Rising Estrella Award (Maria Soria)

Ratings & Rankings
  • Bauer Financial Superior Rating - 5 Stars (out of 5)
  • IDC Superior Rating
  • The Findley Report: Super Premier Performer
  • Small Business Administration: Preferred SBA lender
    • (Ranked 32nd in the nation for SBA Loan Production as of July 31, 2023)
  • 2022 S&P Global Market Intelligence #1 Best-Performing Community Banks in the nation (banks with assets between $3 billion and $10 billion)
  • 2022 Raymond James Bankers Cup award recipient 
  • 2023 Piper Sandler's Sm-All Stars
  • 2023 Independent Banker Top Commercial Banks with More than $1B in Assets, Ranked #6 in the nation
  • 2023 American Banker's Top-Performing Banks with $2B to $10B in Assets, Ranked #12 in the nation

What is it like to work with Five Star Bank?

"Five Star Bank was there when we needed support. Five Star Bank was there when our small businesses needed someone to listen to them."
"Saint John's Program for Real Change is grateful for Five Star Bank's responsiveness, service and partnership. Their service allows us to continue our mission work and strengthen our community."
"Five Star Bank understands our nonprofit's mission to provide affordable housing and services. They support our goals and work with us to help further our impact throughout the State of California. Five Star Bank has gotten to know our organization on a personal level and we appreciate the speed of service, industry expertise and high-quality care that they provide us with. In short, they make it easy."
"Five Star Bank is very proactive, always has our back, provides stellar service and works tirelessly to find solutions to help us achieve our goals."
"Five Star Bank has been there for me since the very beginning. When you start your business, it can feel overwhelming, but I knew I could pick up the phone and talk to someone any time I needed them. I see what Five Star Bank does for other women-owned businesses like mine and I'm blown away by the love and care. I'm grateful to have Five Star Bank in my corner!"
"The best way to describe Five Star Bank is community champions! Their leadership and staff are committed to lending their expertise to support our community in challenging times and help our community thrive in good times."
"Moving my bank accounts to Five Star Bank was one of the best decisions I have made as a business owner. I highly recommend Five Star Bank to any business."

Five Star Bank is proud to support practice and professional services clients through purpose-driven and integrity-based banking solutions. 

Lakhwinder Kaur
SVP, Sacramento Valley Market President
Comstock's Magazine back cover featuring Lakhwinder Kaur and customer, Baljit Bal
Five Star Bank is proud of to support family-owned businesses.

Jason Hartmann
SVP, Director of Specialty Finance
Comstock's Magazine back cover featuring Matthew Follett and sons
Five Star Bank was founded to serve and connect the commercial real estate and construction industries' developers, contractors and sub-contractors.

Jen Matulich
SVP, Business Development Officer
Comstock's Magazine back cover featuring Kevin Lund and Tim Murphy
Interested in learning more about how Five Star Bank serves our clients? Contact us using the button below.

"Nonprofits really depend on a relationship - a DIRECT relationship - with their bank. And that's what we have with Five Star Bank."

Paula Birdsong, Executive Director
Sacramento Regional Conservation Corps
"Our relationship with Five Star has been incredible. They care about the services that we provide. And they care about people in our community."

Blake Young, President & CEO
Sacramento Food Bank & Family Services
"Five Star Bank is the entrepreneur's bank and when an entrepreneur succeeds, it creates an enormous impact on our community."

Mark Haney, President & CEO